If you need to borrow money for home renovations but the truth is you don’t wish to tap your assets, a cash-out refinancing of your home might be a good move. Generally, when expenses such as a new roof or backyard renovation present themselves, cash-out refinancing might make sense, but you will find costs associated with going this route, so it’s imperative that you consider all of your options carefully. See answer here

Should You make use of Your Home’s Value to fund remodeling