How to Buy a Home in Another State

September 29, 2014 by

How to Buy a Home in Another State

How to Buy a Home in Another State

How to Buy a Home in Another State

 

Whether you’re relocating to another state for work or always dreamed of moving when you retired, you’re going to need somewhere to live. If you know you want to own a home rather than rent, you’ll need to buy one before you move.

But to buy a home in another state requires some effort, but you can simplify the process if you know all the right steps.

Know Your Timeline
Obtain a Loan
Do Your Research
Find a Good Buyer’s Agent
Tour Homes Virtually
Understand the Closing Process

Nick & Cindy Davis are looking forward to assist you whether you are here in Tampa Florida or you are in Alaska. Both of us being in the military know how much stress it can be moving to another state or even country. Let us help you make the transition a smooth one and if you are coming to Tampa Florida. We are ready to assist you and your family.  To see the complete story please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Buying a Home, Canada, Canadian, Channelside, Dade City, Downtown, Family, Florida, Home Buying, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, Moving with Pets, New Construction, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , ,

Tips to Sell Your Home in The Fall of 2014

September 22, 2014 by

Tips to Make Your Home Stand Out in the Fall

 

Tips to Sell Your Home in The Fall

Tips to Sell Your Home in The Fall

 

Fall is a great time of year to sell your home. While springtime may be the most popular season to put a house up on the market, there is no reason to wait if you want to sell when autumn rolls around. People are ready to buy homes any time of year – especially if you know how to prepare the property to sell. There will likely be fewer homes on the market during this time of year, meaning a well-positioned home can sell fast if you draw in the right buyer. Most people have an aversion to moving when the weather is stormy and cold, so the fall is your last chance to accommodate buyers before the winter season rolls in. For many people the fall season is one of their favorite times of the year due to the crisp air and the colorful changes of the leaves on the trees. For these reasons, autumn is a time of year not to disregard when deciding whether to sell. Keep reading to see how you can sell your home in the fall with these great tips!

To see the complete story, please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Dade City, Downtown, Economy, Fit to Sell, Florida, Home Ownership, Home Selling, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , ,

Jumbo Mortgages -Banks Sweeten Terms to Woo Borrowers

September 18, 2014 by

Instead of selling Jumbo Mortgages on the secondary market, large lenders are keeping them on their books and reaping the profits. That may lead to better terms for borrowers

 

Jumbo Mortgages -Banks Sweeten Terms to Woo Borrowers

Jumbo Mortgages -Banks Sweeten Terms to Woo Borrowers

The secondary market for jumbo mortgages—in which banks bundle and sell their mortgages as consolidated debt to investors—is doing worse than a year ago. But that may be good for borrowers, at least for now.

Only 2.3% of all jumbo mortgages originated in the first half of 2014 have been securitized, according to Inside Mortgage Finance, an industry newsletter. That’s a drop in the bucket compared with the peak of 49.3% in 2005.

Now, instead of selling mortgages on the secondary market, large lenders are keeping them on their books and reaping the profits themselves. What’s more, lenders that don’t want to hold on to their mortgages are finding national and regional banks are eager to buy them, says Mathew Carson, a broker with First Capital Group in San Francisco.

In essence, one secondary market was replaced by another, says Guy Cecala, CEO and publisher of Inside Mortgage Finance. “The case could be made that borrowers are better off without a mortgage-backed securities program than they were before,” he says.

To See the Complete Story please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Buying a Home, Canada, Canadian, Dade City, Downtown, Economy, Florida, Home Buying, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, New Construction, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Underwater Luxury Homes Rise Above the Tide

September 8, 2014 by

The 10 markets with the highest rate of underwater luxury homes have seen those rates fall

 

Underwater Luxury Homes Rise Above the Tide

Underwater Luxury Homes Rise Above the Tide

The tide is receding for luxury homeowners underwater on their mortgages.

In this year’s second quarter, 2.8% of mortgaged homes valued at $1 million or more were underwater, meaning the outstanding mortgage debt exceeds the current value of the property. That is down from 4.2% in the same period last year. Overall, 17% of homes at all price points are underwater, according to real-estate data site Zillow.Z -0.57%

Baltimore had the highest rate of underwater luxury homes at 5.8%, followed by Phoenix; Riverside, Calif.; Chicago; Atlanta; Orlando, Fla.; Tampa, Fla.; Detroit; St. Louis and Philadelphia.

Across these 10 markets, home values are down an average 24.6% from their respective peaks, said Stan Humphries, chief economist for Zillow. “What’s driving the large share of million-dollar homes with negative equity is how far home values have fallen,” he added.

To see the complete story. Please visit our website www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

 

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Buying a Home, Channelside, Dade City, Economy, Fit to Sell, Florida, Forclosures, Home Buying, Home Ownership, Home Selling, Land O Lakes, Lutz, Moving, New Construction, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , ,

Churches do they help or hurt home values?

September 1, 2014 by

Churches; One study says that houses within a certain distance of place of worship sell for 4.8 percent more than others.

 

 

Call it the halo effect for real estate.

A study of the housing market in Hamburg, Germany, found that condos located between 100 to 200 meters, or 109 to 219 yards, away from a place of worship listed for an average 4.8 percent more than other homes. The effect was similar across all religious buildings studied, including churches, mosques and temples.

“It’s something we find for other amenities, as well,” said Wolfgang Maennig, a professor at the University of Hamburg Department of Economics and Social Sciences and co-author of the report. He likens the price bump to perks such as proximity to public.

But live too close to the religious building — within 100 meters — and the premium is erased, they found. Sounds associated with houses of worship are only part of the problem. The effect of bell ringing, for example, wasn’t statistically significant, he said.

To see the complete story please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx 

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Buying a Home, Channelside, Dade City, Downsizing, Downtown, Economy, Family, Fit to Sell, Florida, Home Buying, Home Ownership, Home Selling, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, New Construction, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , ,

Housing recovery appears to be back on track

August 25, 2014 by
Housing recovery appears to be back on track

Housing recovery appears to be back on track

Housing recovery appears to be back on track

A fourth straight monthly increase in sales of existing homes provided the latest evidence Thursday that the U.S. housing market is rebounding from a weak start to the year.

Housing has been a drag on an otherwise strengthening economy, in part because a harsh winter delayed many sales. But Americans are stepping up purchases as more homes have been put up for sale. And low mortgage rates and moderating price gains have made homes more affordable.

“The momentum is in the right direction,” said Andrew Labelle, an economist at TD Bank who noted that the past four months have marked the fastest four-month sales gain since 2011. “Sustained jobs gains, as well as the fall in mortgage rates since the beginning of the year, appear to have unleashed at least some pent-up demand.”

Sales of existing homes rose 2.4 percent in July to a seasonally adjusted annual rate of 5.15 million, the National Association of Realtors said Thursday. That was the highest annual rate since September of last year.

The increase follows other encouraging signs that the housing market is improving. The pace of home construction starts surged 15.7 percent in July to a seasonally adjusted annual rate of 1.1 million homes, the government said this week. Applications for building permits, a gauge of future activity, also strengthened last month.

To see the complete story please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

 

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Business, Buying a Home, Channelside, Dade City, Downtown, Economy, Family, Fit to Sell, Florida, Home Buying, Home Selling, Homes for Sale, Land O Lakes, Lutz, Moving, New Construction, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , ,

Loans for Military Members and Veterans to purchase homes

August 18, 2014 by
Loans for Military Members and Veterans to purchase homes

Loans for Military Members and Veterans to purchase homes

Active military and veterans can get jumbo home loans guaranteed by the VA. Interest rates are competitive, down payment requirements are much lower, and private mortgage insurance is waived.

In his 30-year career with the Air Force, Chief Master Sgt. Jim Roy and his wife, Paula, lived in 12 different homes. When Mr. Roy retired last year, the couple settled down in a home of their own—with a little help from the VA.

Charmed by the friendly people and mild winters, the Roys decided on the Charleston, S.C., area. They found a four-bedroom, 3½-bath house for themselves and their 14-year-old twin boys, Caleb and Colby. “My wife and I saved for 31 years, and this is the house we wanted to be in,” Mr. Roy, 50 years old, says.

The house, built in 2008, had a purchase price of $575,000, which normally would require a jumbo mortgage and a 20% down payment because it exceeded the area’s $417,000 limit for conventional loans. (That limit can reach $625,500 in some high-price areas.) However, as a veteran, Mr. Roy qualified for a mortgage guaranteed by the Department of Veterans Affairs.

VA home loans are available through banks and other private lenders. As with other mortgages, interest rates of VA-guaranteed loans can be either fixed or adjustable, depending on the lender. Down payments are low, if required at all. Private mortgage insurance requirements are waived as well. The loans can be used only on primary residences and not on secondary or vacation homes.

To see the complete story Loans for Military Members and Veterans to purchase homes please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx if you have any questions you can always email Nick & Cindy Davis at NickandCindyDavis@TampaHomesSold.com or call us at 813-300-7116.

 

 

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Buying a Home, Channelside, Dade City, Downtown, Economy, Family, Florida, Home Buying, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, New Construction, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Selling your home? Spruce Up the Laundry Room

August 12, 2014 by

Prepping for Selling: Spruce Up the Laundry Room

Prepping for Selling: Spruce Up the Laundry Room

 

Selling your home? This is probably a room that you may have not even considered doing anything to.

 

In many houses, laundry rooms are little more than semi-neglected utilitarian spaces best left unseen – not an impression you want to make if you’re selling your home.
 If your laundry space needs some care, follow these organization and decorating tips to upgrade or cleverly conceal it. 

Closet it up
Become Shelf Conscious
Color Cleverly
Show Discipline in Décor


To see the complete story visit www.TampaHomesSold.com/Nick-Cindy-Davis-blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Curb Appeal, Dade City, Downtown, Family, Fit to Sell, Florida, Home Ownership, Home Selling, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Wesley Chapel Tagged With: , , , , , , ,

Tampa-area housing sales, prices rise in June

August 4, 2014 by
Tampa area housing sales prices rise in June

Tampa area housing sales prices rise in June

 

Tampa-area. More home sales closed and for higher median prices this June compared to a year ago.

The June housing report released Tuesday by Florida Realtors paints a fairly bright picture of the Tampa-area market here with more closed sales and better median housing prices than the Tampa metro area saw a year ago.

And for buyers, there is slightly less pressure in the Tampa-area, since the cash buyers and the hedge fund companies that were snapping up properties for rental have backed away from the area, one consultant said.

Closed residential real estate sales are up 7.5 percent over June 2013 in the Tampa-area, St. Petersburg-Clearwater metropolitan area and the median sale price on the homes that sold was up 2.4 percent to $162,250 for a single family unit and up 9.6 percent over June 2013 for condos and townhouses, to $111,281.

To See complete story please visit www.tampahomessold.com/nick-cindy-davis-blog.aspx

 

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Buying a Home, Dade City, Downsizing, Downtown, Economy, Florida, Forclosures, Home Buying, Home Selling, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, New Construction, New Tampa, Nick & Cindy Davis, RE/MAX, Tampa, Uncategorized, Wesley Chapel

Beautiful Pool Home in Wesley Chapel, FL!

July 30, 2014 by

Front

 

6839 Belt Link Loop Wesley Chapel, FL 33545

Your chance to own a Pool home is here. This wonderful 3 BR, 2 BA home is a MUST SEE! Nestled on a conservation home site just a few steps from the community playground and park. Featuring a flexible floor plan with a formal living room and dining room; a spacious eat-in kitchen with a breakfast bar and closet pantry; a large family room with a pool view; a large en suite master retreat with a huge walk-in closet, dual vanities and a glass enclosed shower; an inside laundry room with ample shelving and storage; and 2 spacious secondary bedrooms. Neutral decor throughout with laminate and tile flooring. The outside boasts a relaxing solar heated pool with an expansive brick paver deck and screen enclosure as well as ample green space for play.Within walking distance of schools and a few miles from the interstate, shopping and dining. Not a Short Sale or Foreclosure.

To view virtual tour: http://www.realestateshows.com/727273

Filed Under: Advice, Apollo Beach, Ask a Realtor, Awards, Brandon, Business, Buying a Home, Canada, Canadian, Channelside, Curb Appeal, Dade City, Downsizing, Downtown, Economy, Family, Fit to Sell, Flipping, Florida, Forclosure, Forclosures, Home Buying, Home Ownership, Home Security, Home Selling, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, Moving with Pets, New Construction, New Tampa, Nick & Cindy Davis, nick and cindy davis, Pets, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel
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