The most apparent passwords you choose for your devices could possibly be making you vulnerable to a data breach. Keeper Security, a password management software firm, analyzed more than 10 million login details leaked online through data breaches that occurred in 2016. See them here
Now you can officially hack into your own personal car or smart TV
Researchers are now able to probe connected devices, computers and cars for security vulnerabilities without risking legal action. Last Friday, the FTC authorized changes to the Digital Millennium Copyright Act (DMCA) which will allow Americans to do hack their very own electronic gadgets. Researchers can lawfully reverse engineer products and consumers can repair their vehicle’s electronics, but the FTC is only allowing the exemptions for a two-year trial run. See how here
6 Questions to Ask a Potential Listing Agent
Selling your home is one of the biggest financial decisions you’ll ever make. It’s important to have a qualified professional by your side to help you navigate the twists and turns. Here are some questions to help determine which listing agent is right for you.
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“Where’s the best coffee around here?”
Although a perfect caramel macchiato isn’t critical to the sales process (though it certainly can’t hurt), your listing agent should have experience in your neighborhood. He or she should have bought and sold enough homes to know the area’s history, pros, cons and quirks, not to mention where the locals head for a good cup of joe.
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“How will you market my property?”
Two balloons on a yard sign no longer cut it. Find out exactly how each prospective listing agent plans to reach buyers. A strategy should go beyond holding an open house. If an agent looks baffled when you mention “virtual tour,” it may be time to find someone more experienced in digital outreach.
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“How many clients do you have right now?”
Go for the Goldilocks agent, the one with the slate of clients that’s “just right” and can give you the attention and energy you deserve. Even with an assistant, an agent with double-digit clients may not be able to provide the personal focus you require. On the other hand, if you’re an agent’s only client, there’s probably a reason why.
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“Can I talk to a previous client – or three?”
Ask for references from clients an agent has worked with in the past six months. Some things to ask: How responsive was the agent during the process? Did the client get their asking price? What could the agent have done better?
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“How much would you list my property for?”
Make sure prospective agents can explain their pricing rationale, including showing you comparable sales listings in the area.
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“What’s your sign?”
No, not their horoscope. Ask about professional affiliations. When agents are part of the RE/MAX network, they bring with them the power of the company whose agents sell more real estate than any other.
When you’re ready to find an agent, start your search www.TampaHomesSold.com
Pay Off Your Mortgage in 10 Years
Pay Off a mortgage in 10 years sounds crazy, right? Maybe not.
A home is likely the most expensive asset you will ever finance and can take decades to pay back, costing tens of thousands — or more — in additional interest. Not only does paying your mortgage off early save money, but there are psychological benefits, as well. You can rest easy knowing your house is completely paid off and you are living debt free.
Paying off your mortgage might sound impossible, especially if the value of your home is still recovering from the housing crisis, but it’s actually easier than you might think. Here are some ways you can start chipping away at your mortgage to reduce your repayment time.
Rent out space in your home
Accelerate your mortgage payments.
Make bi-weekly payments.
Refinance your loan.
Implement the Australian Method.
To see the complete story please visit www.TampaHomesSold.com