Short Sale VS Foreclosure what are the differences

March 9, 2015 by

Short Sale VS Foreclosure

So you are considering walking away from your home? You have tried doing a loan modification and got nowhere, or the proposal you received made your payment even higher than before. So you feel that just walking away and leaving the home is your only option now. This may not be the only option left for you. Or even the best thing that you can or should do.

Cindy and I have successfully assisted over 200 families complete successful short sales in our real estate careers. We both hold the Designation of Certified Distressed Property Experts (CDPE) and Short Sale Foreclosure Resource (SFR). You still have options. We know how to negotiate with the banks and we work for you and your family to get a resloution in your favor.

So what is the catch? Sorry to disappoint you but there is not one. You maybe asking What is this going to cost me? There is not Any additional fee for us in assisting you, no upfront fees either. Our compensation is approved by the mortgage holder and is customary in our market area. We do not have anyone else handling the short sale. Cindy and I call the lender and do the negotiating ourselves. If any money is required it would be requested by your mortgage holder and even then Cindy and I would try to negotiate with the bank to remove that or lower it to something that you would be able to agree to.

Walking away is not the only option or even the best option for you. To see some of the issues that can arise from a Foreclosure and why letting us assist you in completing a successful Short Sale would benefit you today and even more so in the future. Please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx if you have any questions you can always call Nick or Cindy Davis at 813-300-7116 or 813-695-6475.

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Channelside, Dade City, Economy, Fit to Sell, Florida, Forclosure, Forclosures, Home Selling, Land O Lakes, Lutz, Macdiill, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Short sale, Tampa, Uncategorized, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , ,

Home Improvements in 2015; Bet on These!

March 1, 2015 by

Home Improvements in 2015; Bet on These!

Home Improvements in 2015; Bet on These!

If you're considering giving your home an upgrade this year, it can be overwhelming to choose what home features need an overhaul. Trends seem to change all the time, and the last thing you want is to spend money on costly improvements that will soon be out of date.

Quartz Countertops

Smart Homes

Stainless Steel Appliances

Fire Pits

Tasting Rooms

Outdoor Kitchens

Freestanding Tubs

We will go more in depth into each of these home improvements; to see full story please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Dade City, Family, Fit to Sell, Florida, Home Ownership, Home Selling, Land O Lakes, Lutz, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Wesley Chapel Tagged With: , , , , , , , , , , , , ,

Amenities-High End

February 16, 2015 by

Could High-End Amenities Make Your Home Harder to Sell?

                                                                                             Could High-End Amenities Make Your Home Harder to Sell

Spa-like bathrooms and huge master closets are good investments, but steer clear of amenities that won’t bring a good return. When it comes to luxurious living, location is the crown jewel of home ownership. But which high-end amenities offer a return on investment — and should therefore be considered — and which don’t?

Strong curb appeal

Master bedroom with a walk-in closet

Spa-like bathroom

High-end audio-video systems

In-ground swimming pool

We will go more in depth into each of these areas, please visit our website at www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Channelside, Curb Appeal, Dade City, Economy, Fit to Sell, Home Buying, Home Ownership, Home Selling, Land O Lakes, Lutz, Macdiill, Moving, New Construction, New Tampa, Nick & Cindy Davis, RE/MAX, realtors, Tampa, Uncategorized, Wesley Chapel Tagged With: , , , , , , , , , ,

5 Things to Think About When Buying Your First Place

February 9, 2015 by

Buying Your First Place

5 Things to Think About When Buying Your First Place

As a renter, you have the luxury of choosing a place that meets your needs at the moment.​ Buying a home is a much bigger commitment, both in terms of finances and the length of time you’ll likely live there. When seeking out your first place – whether a house or condominium or anything in between – it’s important to do your homework.

Here are 5 things to consider as you begin the process of buying your first place.

  1. The growth possibilities
  2. What's under the hood? 
  3. Know that no home will be perfect.
  4. Consider ALL the costs of ownership
  5. The lifespan of things.

To see full story please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Buying a Home, Channelside, Dade City, Downtown, Home Buying, Home Ownership, Land O Lakes, Lutz, Macdiill, Moving, New Construction, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Buying a Home in 2015: 3 Resolutions to Make It Happen

January 12, 2015 by

Buying a Home in 2015: 3 Resolutions to Make It Happen

Is 2015 the year you get serious about buying a home? These three resolutions can help you pull it off. Many home buyers enter and leave the real estate market several times before making a purchase. Priorities shift and — unlike a seller who signs an agreement and has a tangible product to sell — buyers aren’t necessarily tied to any timeframe, unless it’s self-imposed.

Enlist an ally

Balance feelings and data

Abandon the notion of getting a deal

We will go more in depth in each area. To see the full story; please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Buying a Home, Channelside, Dade City, Downtown, Family, Florida, Home Buying, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, New Construction, New Tampa, Nick & Cindy Davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , ,

7 New Year’s Pledges for Home Sellers

December 29, 2014 by

7 New Year's Pledges for Home Sellers

The New Year is a time for resolutions. If you're thinking about selling your home in 2015, here are some resolutions that could help boost your chances of a quick sale.

Repeat to yourself: "I pledge to…"

  1. "Avoid drastic design changes"
  2. "Stop neglecting the drippy faucet"
  3. "Price my home reasonably"
  4. "Make my home inviting"
  5. "Thin out the clutter"
  6. "Clean like I've never cleaned before"
  7. "Nail down my next step"

To see the complete story please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Buying a Home, Dade City, Downtown, Family, Florida, Home Buying, Home Selling, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Veterans, Wesley Chapel

Staging Decisions – 8 Shockingly Bad ones

December 15, 2014 by

Staging 8 things you want to Avoid

Real estate is an intensely personal experience for many buyers and sellers. After all, a home, at its core, is a personal expression of a homeowner’s entire life wrapped inside four small (okay, sometimes not so small) walls

And while, ultimately, buyers should be more focused on the bones of the home—the things that will stay after the current owner has vacated—staging can often be the difference between a buyer bonanza and a dearth of hot offers. Don’t let your sellers suffer at the hands of poor staging.

It may be challenging, but a little tough love now, will make for a love fest post-sale—after the big offers come flying in. Here are 8 of the biggest staging sins sellers make and how agents can help their sellers avoid these pitfalls before it costs them a sweet deal.

1. Collection Overload
2. Echo-Chamber Staging

3. Failure to Edit

4. Silly Scenarios

5. The ‘Lived-in’ Look

6. Closet Cramming

7. Failing to Stage for All the Senses

8. Not Staging at All

To see the complete article please visit http://TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Dade City, Downsizing, Family, Fit to Sell, Florida, Home Ownership, Home Selling, Homes for Sale, Land O Lakes, Lutz, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Pay Off Your Mortgage in 10 Years

December 1, 2014 by

Pay Off a mortgage in 10 years sounds crazy, right? Maybe not.

Pay Off Mortgage

A home is likely the most expensive asset you will ever finance and can take decades to pay back, costing tens of thousands — or more — in additional interest. Not only does paying your mortgage off early save money, but there are psychological benefits, as well. You can rest easy knowing your house is completely paid off and you are living debt free.

Paying off your mortgage might sound impossible, especially if the value of your home is still recovering from the housing crisis, but it’s actually easier than you might think. Here are some ways you can start chipping away at your mortgage to reduce your repayment time.

Rent out space in your home

Accelerate your mortgage payments.

Make bi-weekly payments.

Refinance your loan.

Implement the Australian Method.

 

To see the complete story please visit www.TampaHomesSold.com

 


 

 

Filed Under: Advice, Ask a Realtor, Brandon, Business, Dade City, Downtown, Economy, Family, Fit to Sell, Florida, Home Ownership, Home Selling, Homes for Sale, Land O Lakes, Lutz, Macdiill, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , ,

Small Bathroom 6 Ways to Make it Appear Larger

November 24, 2014 by

Small Bathroom 6 Ways to Make it Appear Larger

Small Bathroom 6 Ways to Make it Appear Larger

 

In nearly everyone's home there's one room in particular that is smaller than the rest, and that's the bathroom. There's a way around that though, or at least to make it appear to be larger than it is, and that's by using a little visual deception, and a lot of creativity. Here's a few ideas to get you started.

  1. Wall Color Is Key
  2. Mirror, Mirror on the Wall
  3. Transparency Is a Good Thing
  4. Be Less Vain
  5. Light It Up
  6. Be More Open

To see the complete article and more in depth explanation of these ways to make a Small Bathroom 6 Ways to Make it Appear Larger. Please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Channelside, Dade City, Family, Fit to Sell, Home Buying, Home Ownership, Home Selling, Land O Lakes, Lutz, Macdiill, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , ,

What Goes Into Making an Offer Below Asking Price

November 17, 2014 by

What Goes Into Making an Offer Below Asking Price

What Goes Into Making an Offer Below Asking Price

You’ve found a house you love. It’s the perfect size, layout, condition and even has your must-haves. There's only one problem. The seller’s asking price is too high. It's time for the phase of home buying that most people dread and even fewer are skilled at: the art of negotiation.

Make no mistake, negotiation is part skill and part art form. An experienced buyer’s agent will know how to finesse the contract negotiations and save you a lot of hassle. Your gut might tell you that the asking price for the house is too much, but you'll have a better chance of getting a lower offer accepted if your agent can back it up with facts.

A few key elements:

  1. Comparables and Statistics
  2. Following a Process
  3. Seller Motivation
  4. Making Your Lower Offer Work for Them
  5. Making the Asking Price Work for You
  6. A Backup Plan
  7. The End Game

To see the complete story and more in depth explanation of these key elements please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Buying a Home, Channelside, Dade City, Family, Florida, Home Buying, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , , , ,
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