7 New Year’s Pledges for Home Sellers

December 29, 2014 by

7 New Year's Pledges for Home Sellers

The New Year is a time for resolutions. If you're thinking about selling your home in 2015, here are some resolutions that could help boost your chances of a quick sale.

Repeat to yourself: "I pledge to…"

  1. "Avoid drastic design changes"
  2. "Stop neglecting the drippy faucet"
  3. "Price my home reasonably"
  4. "Make my home inviting"
  5. "Thin out the clutter"
  6. "Clean like I've never cleaned before"
  7. "Nail down my next step"

To see the complete story please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Buying a Home, Dade City, Downtown, Family, Florida, Home Buying, Home Selling, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Veterans, Wesley Chapel

December Item of Value – Writing Memorable Holiday Cards

December 17, 2014 by

We hope you are enjoying the wonderful Holiday Season!  In this month’s Item of Value you will find some great tips on writing memorable Holiday cards.  If you haven’t sent them out yet don’t stress – it’s not too late!  These tips will help you focus less on striving for perfection in what to say and more on the spirit of the season! 

We wish you and yours a wonderful Holiday and a Healthy, Happy and Prosperous 2015!

December 2014 Item of Value

Filed Under: Buying a Home, Florida, Home Selling, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors Tagged With: , , , , , , ,

Staging Decisions – 8 Shockingly Bad ones

December 15, 2014 by

Staging 8 things you want to Avoid

Real estate is an intensely personal experience for many buyers and sellers. After all, a home, at its core, is a personal expression of a homeowner’s entire life wrapped inside four small (okay, sometimes not so small) walls

And while, ultimately, buyers should be more focused on the bones of the home—the things that will stay after the current owner has vacated—staging can often be the difference between a buyer bonanza and a dearth of hot offers. Don’t let your sellers suffer at the hands of poor staging.

It may be challenging, but a little tough love now, will make for a love fest post-sale—after the big offers come flying in. Here are 8 of the biggest staging sins sellers make and how agents can help their sellers avoid these pitfalls before it costs them a sweet deal.

1. Collection Overload
2. Echo-Chamber Staging

3. Failure to Edit

4. Silly Scenarios

5. The ‘Lived-in’ Look

6. Closet Cramming

7. Failing to Stage for All the Senses

8. Not Staging at All

To see the complete article please visit http://TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Dade City, Downsizing, Family, Fit to Sell, Florida, Home Ownership, Home Selling, Homes for Sale, Land O Lakes, Lutz, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Flurry of office tower sales signifies downtown Tampa ‘time has come’

December 8, 2014 by

Downtown Tampa

It's been a banner year for downtown Tampa's office market.

Three towers have sold — Fifth Third Center sold for $47 million, Tampa City Center fetched $128 million and at the end of November, the Wells Fargo Center traded for $78 million.

Driving those deals is a multifaceted dynamic, investment brokers say. Higher prices and lower returns in bigger cities have created more investor in interest in secondary markets like Tampa, where investors still see potential for upside. But investors have also come to believe in the market itself, besides how it compares to its larger counterparts.

 

"There's no way anybody plunks down $70 million if they don't believe in the market," said Mike Davis, executive director of the capital markets group at Cushman & Wakefield of Florida Inc. "It's not just running from other markets. There's increased demand for quality product in [central business districts] nationally, and Tampa has been a slower market to recover than others in the state in terms of the CBD. I think it’s time has come, and investors want to get out of ahead that."

While the aggregate sales numbers are impressive, the pricing per square foot on each of the towers is well below what it would cost to build them — giving the investors who bought them a sense of security that it will be years before they have to compete with a brand new building in the urban core.

To See the complete story; please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx 

Filed Under: Advice, Ask a Realtor, Downtown, Economy, Fit to Sell, Florida, Macdiill, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans Tagged With: , , , , , , , , , , , , , , , , , , , ,

Pay Off Your Mortgage in 10 Years

December 1, 2014 by

Pay Off a mortgage in 10 years sounds crazy, right? Maybe not.

Pay Off Mortgage

A home is likely the most expensive asset you will ever finance and can take decades to pay back, costing tens of thousands — or more — in additional interest. Not only does paying your mortgage off early save money, but there are psychological benefits, as well. You can rest easy knowing your house is completely paid off and you are living debt free.

Paying off your mortgage might sound impossible, especially if the value of your home is still recovering from the housing crisis, but it’s actually easier than you might think. Here are some ways you can start chipping away at your mortgage to reduce your repayment time.

Rent out space in your home

Accelerate your mortgage payments.

Make bi-weekly payments.

Refinance your loan.

Implement the Australian Method.

 

To see the complete story please visit www.TampaHomesSold.com

 


 

 

Filed Under: Advice, Ask a Realtor, Brandon, Business, Dade City, Downtown, Economy, Family, Fit to Sell, Florida, Home Ownership, Home Selling, Homes for Sale, Land O Lakes, Lutz, Macdiill, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , ,

Small Bathroom 6 Ways to Make it Appear Larger

November 24, 2014 by

Small Bathroom 6 Ways to Make it Appear Larger

Small Bathroom 6 Ways to Make it Appear Larger

 

In nearly everyone's home there's one room in particular that is smaller than the rest, and that's the bathroom. There's a way around that though, or at least to make it appear to be larger than it is, and that's by using a little visual deception, and a lot of creativity. Here's a few ideas to get you started.

  1. Wall Color Is Key
  2. Mirror, Mirror on the Wall
  3. Transparency Is a Good Thing
  4. Be Less Vain
  5. Light It Up
  6. Be More Open

To see the complete article and more in depth explanation of these ways to make a Small Bathroom 6 Ways to Make it Appear Larger. Please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Channelside, Dade City, Family, Fit to Sell, Home Buying, Home Ownership, Home Selling, Land O Lakes, Lutz, Macdiill, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , ,

What Goes Into Making an Offer Below Asking Price

November 17, 2014 by

What Goes Into Making an Offer Below Asking Price

What Goes Into Making an Offer Below Asking Price

You’ve found a house you love. It’s the perfect size, layout, condition and even has your must-haves. There's only one problem. The seller’s asking price is too high. It's time for the phase of home buying that most people dread and even fewer are skilled at: the art of negotiation.

Make no mistake, negotiation is part skill and part art form. An experienced buyer’s agent will know how to finesse the contract negotiations and save you a lot of hassle. Your gut might tell you that the asking price for the house is too much, but you'll have a better chance of getting a lower offer accepted if your agent can back it up with facts.

A few key elements:

  1. Comparables and Statistics
  2. Following a Process
  3. Seller Motivation
  4. Making Your Lower Offer Work for Them
  5. Making the Asking Price Work for You
  6. A Backup Plan
  7. The End Game

To see the complete story and more in depth explanation of these key elements please visit www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Buying a Home, Channelside, Dade City, Family, Florida, Home Buying, Homes for Sale, Land O Lakes, Lutz, Macdiill, Moving, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Tips for Getting a Mortgage on Your Second Home in the Tampa Bay Area

November 10, 2014 by

Tips for Getting a Mortgage on Your Second Home in the Tampa Bay Area 

Are you considering buying a Tampa Bay Area property as a second home or investment? Perhaps you are looking for a small cottage or apartment where you can escape for vacation, or maybe you want to have another home closer to family. Maybe you want to rent out your second property and make a steady income from your investment. Whatever the reason, a second piece of real estate can be a fantastic investment. However, sometimes getting a mortgage on your second home can be a challenge. That is why we wanted to share some tips for getting a mortgage on your second home in the Tampa Bay area to enable you to get a mortgage on your new second home.

                                                                                         Tips for Getting a Mortgage on Your Second Home in the Tampa Bay Area

Generally, a mortgage lender will have tougher standards for second home loans than primary home loans. This is because usually when you are buying a second home your finances will be stretched thinner and you will have less money to spare because you are already paying a mortgage on your primary home. This will mean that your second home mortgage can be harder to get and might have a higher interest rate.

Here are some tips to keep in mind that will help you to get the best mortgage on your second property:

  1. Build up savings
  2. Pay off Credit Card Debt
  3. Use First Mortgage as Reference

To see the complete article Tips for getting a Mortgage on your Second Home in the Tampa Bay Area please visit www.TampaHomesSold.com/Nick-Cindy-Davis/Blog.aspx

 

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Buying a Home, Channelside, Dade City, Family, Florida, Home Buying, Homes for Sale, Land O Lakes, Lutz, Macdiill, New Construction, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , ,

Home Inspector Questions to ask before Buying

November 3, 2014 by

Home Inspector Questions to ask before Buying

When you buy a Tampa Bay Area home, you need to know exactly what you’re buying. Imagine how frustrated you’d be to find out that the hot water heater wasn’t working—in the middle of a shower! This is why you should have a home inspection before you buy your home. A home inspection is an important part of buying your home. Before you hire a home inspector, ask candidates a few questions to make sure you hire a trustworthy inspector.

  1. What does your inspection cover?
  2. Are you licensed or certified?
  3. What kind of report will you give me?
  4. Will I be able to attend the home inspection?

We will go more in depth into each of the questions. Please visit our website at www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Buying a Home, Channelside, Dade City, Florida, Home Buying, Homes for Sale, Land O Lakes, Lutz, Macdiill, New Construction, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , ,

Refinancing your mortgage is it worth it?

October 27, 2014 by

Refinancing your mortgage is it worth it?

Refinancing your mortgage is it worth it

Refinancing your mortgage is it worth it

The interest rate pendulum has swung in favor of homeowners again.

A steady decline in recent weeks brought down the average rate for a 30-year fixed home loan below 4 percent to 3.92 percent this week, the lowest level in more than a year. As recently as January, the average was 4.53 percent, according to mortgage giant Freddie Mac.

That’s good news for homeowners who are locked in at a higher interest rate and weren’t able to refinance before rates began ticking up last year. The decline in mortgage rates has spurred a surge in mortgage refinancing. Applications reached their highest level since November 2013 last week, according to the Mortgage Bankers Association.

A reduction in your mortgage interest rate can translate into significant savings. The key is ensuring they aren’t outweighed by the charges and fees involved.

“You want to be careful to do the math and be sure you’re coming out ahead,” said Gary Kalman, executive vice president at the Center for Responsible Lending.

Here are some tips to help you determine whether refinancing your mortgage will pay off:

  1. UNDERSTAND THE FEES
  2. GET A LOW-ENOUGH RATE
  3. DO THE MATH
  4. DETERMINE WHEN YOU WILL BREAK EVEN
  5. SHOP AROUND

To see the complete story please visit our website at www.TampaHoemsSold.com/Nick-Cindy-Davis-Blog.aspx

Filed Under: Advice, Apollo Beach, Ask a Realtor, Brandon, Dade City, Economy, Family, Florida, Homes for Sale, Land O Lakes, Lutz, Macdiill, New Tampa, Nick & Cindy Davis, nick and cindy davis, RE/MAX, realtors, Tampa, Uncategorized, Veterans, Wesley Chapel Tagged With: , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,
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