7 tips to get the best mortgage

Trying for a mortgage to purchase a home? These steps will help get you there.

7 tips to get the best mortgage

7 tips to get the best mortgage

 

As the real estate market begins to perk up, many people find themselves in a good position to start looking for a home. Even though interest rates continue to hover at the lower end of the spectrum, shopping for a mortgage is still a tricky process, especially if you’re doing it for the first time.

But don’t fret. These seven steps will help you navigate the treacherous waters of mortgage shopping, and they’ll save you time and money in the process.

1. Have your credit report ready

2. Work on improving your debt-to-income ratio

3. Plan for a big down payment

4. Decide between a fixed or hybrid mortgage

5. Shop for lenders

6. Submit a thorough application

7. Lock in your interest rate

To see the complete article 7 Tips to get the best mortgage please visit our website at www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

 

 

House Safety this summer while you are away

House Safety this summer while you are away

Crime rates rise in the summer months with the heat, school breaks and as more Americans leave their homes to go on vacation.

House Safety this summer while you are away

House Safety this summer while you are away

 

With temperatures up and school out, homeowners and renters just want to kick back and enjoy summer — which sometimes means taking undue risk with their home and possessions. The U.S. Bureau of Justice Statistics reports that violent crime and home break-ins rise in the summer months with the heat, school breaks and as more Americans leave their homes to go on vacation.

Not for nothing, but way too many Americans don’t secure their homes properly (although they do lock their doors) in the summer — in fact, 44% of North Americans fall short, according to Master Lock, a Milwaukee security firm. “Safety starts and ends at home,” says Rebecca Smith, a spokeswoman for Master Lock. “There’s no better time to incorporate safe practices into your family’s routine to ensure a safe and memorable summer.”

To best secure your home, here are a few tips for U.S households! To see complete article visit our website at www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

 

 

Curb appeal 7 ways to kick your up a notch before you sell

Curb appeal 7 ways to kick your up a notch before you sell

Curb appeal 7 ways to kick your up a notch before you sell

Curb Appeal Before you sell, ensure you capture your home’s potential ‘wow’ factor.

Whether you’re trying to sell your home, rent your house or simply “wow” your neighbors, nothing makes a more dramatic impression than your curb appeal.

First impressions mean everything, and when people lay eyes on your home for the first time, they’ll immediately glimpse your home’s facade and your front lawn. While a massive face-lift, such as new siding, can cost thousands, there are plenty of budget-friendly ways you can improve the look of your home.

Here are seven ways to boost your curb appeal

1. Mulch Heavily

2. Create a Rock Garden

3. Add Trim

4. Add Shutters

5. Paint your brick

6. Paint your front door

7. Replace your house numbers

To see the full Article 7 ways to kick your curb appeal up a notch before you sell. Please visit our website at www.TampaHomesSold.com/Nick-Cindy-Davis-Blog.aspx

 

 

Renting to Buying a home 5 Things to Know

Renting to buying a home – 5 things you need to know

Renting vs Buying a Home
Renting vs Buying a Home

 

Renting right now? And you’ve decided it’s time to purchase your own home and leave the world of renting behind. If you’ve always rented or it has been quite some time since you have owned a home. There a quite a few changes as you become a homeowner.

Here are five things to look out for as you start the process of buying a home.

1.      Get Your Credit in Check

2.    Budget, Then Shop

3.    Take the Inspection Seriously

4.    Factor in the Extra Costs

5.     Repairs are Your Responsibility

 

We will go more into depth in each area. To see complete article 5 things you need to know when coming from Renting to buying a home. Please visit our website at http://www.tampahomessold.com/nick-cindy-davis-blog.aspx

Garage sale vs. donation – The Differences explained

Garage sale vs. donation – The Differences explained

 

Garage Sale vs. Donation

Garage Sale vs. Donation

As you clean out your attic and closets, you might find yourself neck-deep in bell-bottom jeans, polyester leisure suits, dusty garden gnomes and heaps of old toys – not to mention that collection of velvet dolphin paintings you inherited from your grandmother. You know you want to get rid of it all, but what will get you the biggest bang for your stuff? Do you have a garage sale or do you donate?

You could plant a garage sale sign in your yard and try to make some quick cash. Then again, you could save yourself blood, sweat and tears and simply donate the goods to your local charity – which could lead to a decent tax deduction next April. This article will help you decide which choice you could make.

 

To see the complete Article: Garage sale vs. donation please visit our website at www.TampaHomesSold.com/nick-cindy-davis-blog.aspx

Lowball Offer is what we want to do – It’s a Buyer’s Market

We want to make a Lowball Offer – It’s a Buyer’s Market

We want to make a Lowball Offer

We want to make a Lowball Offer

No one wants to feel like they’ve been taken advantage of in a housing transaction. These days, in most markets prices are rising and inventory is still tight, which means that tossing a lowball offer isn’t just bad form; it’s a sure-fire way to kill any hopes of getting a seller to accept your offer.

But many buyers may not realize how much the market has recovered and their price expectations may not be rooted in reality. It’s Nick & Cindy’s job to educate you and help guide you when it comes to determining what offer will get them a great deal, without totally turning off a seller.

We will cover the top 4 reasons why this is not a good strategy in your home purchase to make a lowball offer.

1. Market Reality Check

2. Comps

3. You cannot Drag it out

4. We Don’t Want to Insult the Sellers

 

To see complete article: Lowball Offer is what we want to do – It’s a Buyer’s Market .  To see complete article; please visit our website at www.TampaHomesSold.com/nick-cindy-davis-blog.aspx

Tampa REALTOR Here to Assist You in Your Next Home Purchase

Tampa REALTOR

The Six Major things that You as a Buyer Should

The Six Major things that You as a Buyer Should

 

We are Nick & Cindy Davis with RE/MAX Premier Group and we are the REALTOR in the Tampa area here to assist you in purchasing your next home.

As a buyer purchasing your first home, second or tenth home it is typically the single most expensive thing you will do in your life. You should have someone who cares about your purchase as much as you do. We as REALTORS® always ask buyers what they’re looking for in a home. But have you asked what yourself what you are looking for in the REALTOR® who helps you purchase your next home. The Six Major things that You as a Buyer Should want in your REALTOR

1. You Want to Trust Your REALTOR

2. You Want Your REALTOR to Be an Area Expert

3. You Want Your REALTOR to Do What They Say

4. You Want Your REALTOR to Have Their Act Together

5. You Want Your REALTOR to Listen to You

6. You Want Your REALTOR to Have Good References

To see complete article: The Six Major things that You as a Buyer Should want in your REALTOR To see complete article; please visit our website atwww.TampaHomesSold.com/nick-cindy-davis-blog.aspx

Tampa Real Estate Market – Pricing Your Home to Sell

Tampa Real Estate Market – Pricing Your Home to Sell

Pricing a home In the Tampa Real Estate Market

The Sign You want to See you in Your Yard

Are thinking of selling your home? Is your home in Tampa?

When it comes to selling a home in the Tampa Real Estate Market, one of the most difficult pieces of the puzzle is pricing. And for real estate agents, it can be one of the most difficult conversations to have with clients.

As a seller in Tampa you don’t want to come in too low and leave money on the table, but you also know that you don’t want to price yourself out of the market, either. For sellers, this difficult situation can cause you to ignore the sound advice of a seasoned agent. It’s our job to help our clients find that happy medium between the right price that will get them the biggest payoff, be competitive in the current market, and leave them without seller’s remorse for parting with a home they love.

Here are four smart ways to help you as a seller understand what the right price is for your home and get you on the way to a successful sale here in the Tampa Real Estate Market.

Way #1 The Data

Way #2 Take a Walk through the Pricing Criteria

Way #3 Build a Bidding War

Way #4 Setting Aside Emotional Attachment

Let Nick & Cindy Davis with RE/MAX Premier Group assist you in Pricing your home correctly. We have years of Experience in the Tampa Real Estate Market. We will assist you in getting Top Dollar for your home, with the most favorable terms, with the least amount of Hassle.

To see complete article; please visit our website at www.TampaHomesSold.com/nick-cindy-davis-blog.aspx

 

Relocating to Tampa 10 Tips to get your House Ready for Moving

Relocating to Tampa 10 Tips to get your House Ready for Moving

Relocating to Tampa

10 Tips to Get Your House Ready for Moving

So you are relocating to Tampa.

After 20 years in the military and relocating seven times and one of those times was relocating to Tampa from Germany. Or in the Army we called them Permanent Change of Stations (PCS) which were from cross country to cross continent moves, we’re firm believers in ensuring that your house is ready for moving ahead of time—whether it’s a self-move or you’re hiring someone to do it all. We don’t know about you, but when we don’t have a plan, and the things around us are disorganized, our life feels a little out of control. And when you’re dealing with the stress of a move, the last thing you want is to feel out of control. Besides that, in most cases, the more stuff you move, the more your move costs. That could mean preparing your house is a money saver too. Maybe it sounds intimidating, but really, if you do it right, it doesn’t have to monopolize all your time.

Here our 10 Tips to get your house ready for moving.

Tip #1 Purge, eliminate…whatever you want to call it, just get rid of stuff you don’t need
Tip #2 Have a garage sale
Tip #3 Organize the stuff you keep
Tip #4 Clean as you go
Tip #5 Use things you can’t take with you
Tip #6 Begin an inventory
Tip #7 Create a “move file.”
Tip #8 Gather all important forms and documents
Tip #9 Begin collecting boxes and moving supplies
Tip #10 Return any borrowed or rented items and pick up any items you’ve loaned out
To see the complete article; which goes over each of the 10 Tips to get your house ready for moving more in depth please visit our website at:  www.TampaHomesSold.com/nick-cindy-davis-blog.aspx

 

3 Tips when your move involves pets-Tip #3 For All Moves

3 Tips when your move involves pets

Tip #3 For All Moves

Tip #3 For All Moves

We will go over each of the 3 Tips when your move involves pets more in depth. In today’s Article we will cover Tip #3 For All Moves. To see complete article; please visit our website at www.TampaHomesSold.com/nick-cindy-davis-blog.aspx

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